The Floor & Decor Credit Card is a store credit card that is issued by Synchrony Bank and can only be used to make purchases at Floor & Decor stores or online at FloorandDecor.com. This card provides cardholders with exclusive benefits and rewards for shopping at Floor & Decor.
One of the main benefits of the Floor & Decor Credit Card is the financing options it offers. The card comes with special financing options for large purchases, such as 6, 12, or 18-month financing for purchases of $299 or more. This can be a useful option for those who are planning to make a big purchase, such as remodeling a kitchen or bathroom, and need some extra time to pay for it.
Another benefit of the Floor & Decor Credit Card is special promotions and discounts. Cardholders receive exclusive offers and discounts throughout the year, such as 10% off their first purchase made with the card, or a $50 statement credit for every $500 spent during a specific promotional period.
The Floor & Decor Credit Card also offers account management features, such as the ability to view account activity and make payments online. Cardholders can also set up account alerts to be notified of important account information, such as when a payment is due or when a payment has been posted.
It’s important to note that the Floor & Decor Credit Card comes with a high-interest rate of 27.24% APR on purchases, and a minimum interest charge of $2.00. This means that cardholders should pay off their balance in full each month to avoid interest charges.
In addition, the Floor & Decor credit card also offers special financing options for purchases above $2,500, with the interest-free period varying depending on the purchase amount.
In summary, the Floor & Decor Credit Card is a store credit card that can only be used to make purchases at Floor & Decor stores or online at FloorandDecor.com. The card provides cardholders with exclusive benefits and rewards such as special financing options, exclusive discounts, and account management features. However, it has a high-interest rate and cardholders should be mindful of this when using the card, and pay off their balance in full each month to avoid interest charges. Additionally, the credit card also offers special financing options for large purchases over $2,500, with interest-free period varying depending on the purchase amount.